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Will Guarantee, Guarantee Companies a Door to Door Sale? 将担保,担保公司门到门销售?
Pub Date : 2021-05-11 DOI: 10.47750/cibg.2021.27.03.336
J. Shabbir, Sobia Parveen
: The aim of the study is to understand the value perception of consumers towards cosmetic brands and the guarantees they provide for creating trust. This study seeks to identify the attitude of consumers regarding a new distribution channel for the cosmetic companies in Pakistan. Furthermore, it will help generate new business avenues for cosmetic brands to offer their products and maximize their reach to far flung areas where there are no shopping malls. The results of the study unveiled that door to door selling offers convenience, health safety in pandemic and privacy to consumers however it also poses security issues to consumers. Moreover, door to door selling has a negative perception in Pakistan and needs high efforts to change the image of door to door selling. It will help in poverty reduction in this Covid-19 Pandemic, as semi literate to literate people of every age and genders can engage in some profitable activity and thus generating income, resulting a boost in economy. Pakistan’s population is comprised majority of women. They can benefit from this study because they can do a part time job and generate income in these testing times.
:本研究的目的是了解消费者对化妆品品牌的价值认知,以及它们为建立信任所提供的保障。本研究旨在确定消费者对巴基斯坦化妆品公司新分销渠道的态度。此外,这将有助于为化妆品品牌提供新的商业途径,以提供他们的产品,并最大限度地扩大他们在没有购物中心的偏远地区的影响力。研究结果表明,挨家挨户的销售为消费者提供了便利、疫情期间的健康安全和隐私,但也给消费者带来了安全问题。此外,在巴基斯坦,挨家挨户的推销存在负面看法,需要大力改变挨家挨户推销的形象。它将有助于在这场新冠肺炎大流行病中减少贫困,因为每个年龄和性别的半文盲到识字者都可以从事一些有利可图的活动,从而创造收入,从而促进经济发展。巴基斯坦人口以妇女为主。他们可以从这项研究中受益,因为他们可以在这些测试时间做兼职并创收。
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引用次数: 0
Empirical study: Influence of trade value offered by e-marketers on intention quotient of Mumbai based online shoppers to shop online 实证研究:电子营销商提供的贸易价值对孟买网上购物者网上购物意愿商的影响
Pub Date : 2021-04-30 DOI: 10.47750/CIBG.2021.27.02.566
Asma A. Shaikh, M. Z. Shaikh, Anuj Kumar
Online shopping provides many benefits to online shoppers, which includes ease, numerous collections, reasonable price, innovative services, personal attention, and quick access to information. A detailed study depicting Trade factors variables and their association/relationship with Mumbai-based online shoppers Intention Quotient has been done in this paper so that an understanding of the underlying factors develops as a premise for future studies. What defines Intention Quotient? Does the Trade factor act as a factor to influence the Intention Quotient of Mumbai-based online shoppers to shop online? How much online shoppers concerned about the value of money to shop online? Does negotiable cost affect online shoppers Intention Quotient? What is the effect of reasonable price on Intention Quotient? Does offers, and discount has an impact on online shoppers purchase behavior? Do multiple payment options influence the Intention Quotient of Mumbai base online shoppers?
网上购物为网上购物者提供了许多好处,包括方便、大量收藏、合理的价格、创新的服务、个人关注和快速获取信息。本文对贸易因素变量及其与孟买在线购物者意向商的关联/关系进行了详细研究,以便了解潜在因素,为未来的研究提供前提。意向商的定义是什么?贸易因素是否是影响孟买网购者网上购物意向商的因素?网购者在多大程度上关心网上购物的金钱价值?议价成本会影响网购者的意向商吗?合理价格对意向商的影响是什么?优惠和折扣对网上购物者的购买行为有影响吗?多种支付方式会影响孟买网上购物者的意向商吗?
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引用次数: 2
AN APPROACH FOR PREDICTION OF DISEASES TO SUGGEST DOCTORS AND HOSPITALS TO PATIENT BASED ON RECOMMENDATION SYSTEM 一种基于推荐系统的疾病预测向患者推荐医生和医院的方法
Pub Date : 2021-04-30 DOI: 10.47750/CIBG.2021.27.03.209
V. Shashidhar, Pradyumna A Kubear, Matthew Antony Manoj, J. Jalapreetha, Malashree
Sufferer fulfilment has become an important measurement for keeping an eye on health maintenance and gig of convalescent homes. This shape has thrived into a new feature: the perspective of the sufferer’s side of egis. Currently data stored in medical Database is growing rapidly. Analysing the data is important for medical decision making. It is extensively recognized that medical data analysis promotes well care by improving sufferer gig. This shape has thrived into a new feature: the perspective of the sufferer’s side of egis. Currently, data is stored in the form of medical Database is growing rapidly. Analysing the datum is important for medical decision making. It is extensively recognized that medical data analysis promotes well care by improving sufferer direction gig. Sufferer length is the most commonly used outcome quantify for monitoring convalescent homes resource utilization and convalescent home show. It helps to manage the kitty and pronouncement fittingly. Victim feedback takes into exposition the opinions and beliefs of patients and ministries of expertise int them. The company can collect speculations in a number of ways, including gazing at, audits and comments and complains. Inclusion, credible backing for can be systematically posed using a variety of together with, including focus lots. With latter vanguard we are creating praxis for predicting evaluate quacks performance and record the experience of the convalescent home’s services and governance the sufferers. The data is scrutinised using random forest step by step procedure to solve a problem and K-Nearest-Neighbours step by step procedure to problem where it approaches the issue with a specified query to scrutinize and find the answer between two or more canon constrained variables and non-constrained variables. They will do the survey and compute the solution revived from the patients and they convert into percentage based on hospital services or managements
患者成就感已成为关注疗养院健康维护和服务的重要衡量标准。这种形状已经发展成为一种新的特征:患者一侧的视角。当前,医学数据库存储的数据增长迅速。分析这些数据对医疗决策很重要。人们普遍认为,医疗数据分析通过改善患者的工作来促进良好的护理。这种形状已经发展成为一种新的特征:患者一侧的视角。目前,以医疗数据库形式存储的数据正在迅速增长。数据分析对医疗决策具有重要意义。人们普遍认为,医疗数据分析可以通过改善患者的方向来促进良好的护理。患者长度是监测疗养院资源利用和疗养院展示最常用的结果量化。它有助于恰当地管理小猫和声明。受害者反馈考虑到阐述的意见和信念的病人和专门知识的部门。该公司可以通过多种方式收集猜测,包括凝视、审计、评论和投诉。包容,可信的支持可以系统地提出使用各种一起,包括焦点。利用后者的先锋队,我们正在创造预测评估庸医表现的实践,并记录疗养院服务和患者治理的经验。使用随机森林逐步检查数据来解决问题,并使用k - nearest - neighbors逐步检查问题,其中它使用指定查询来处理问题,以仔细检查并找到两个或多个经典约束变量和非约束变量之间的答案。他们会做调查,计算从病人那里恢复的解决方案,然后根据医院的服务或管理转换成百分比
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引用次数: 0
Effect of Blurring Boundaries between Work and Non-Work on Work Performance and Life Quality of University Teachers 模糊工作与非工作界限对高校教师工作绩效和生活质量的影响
Pub Date : 2021-04-22 DOI: 10.47750/cibg.2021.27.03.338
Dr.Misbah Malik, Dr.Sara Azhar, Noreen Rafiq
Boundaries between work and non-work become increasingly blurred by teachers in educational institutions especially at university level. It is important to understand and observe boundaries of work and non-work to improve their work performance and life quality. This study attempted to provide an insight by measuring the effect of blurring the boundaries between work and non-work on work performance and life quality of university teachers. Correlation research design based on a survey method was used to conduct this study. Teachers of all the departments of University of the Punjab, Lahore were the population of the study. A sample of 100 teachers was selected through multi-stage sampling technique. Self-developed and validated questionnaire was used to measure the variables of the study. A pilot study was conducted to validate the instrument. Descriptive and inferential statistics (t-test, Pearson Correlation & Regression analysis) were applied to analyze the data. As a result of the study, it was determined that the university teachers are blurring the boundaries of work and non-work. A significant difference was found in the perception of teachers about blurring boundaries between work and non-work in terms of gender, marital status and discipline (science & social sciences). However, there was no significant difference in the perception of university teachers regarding their teaching experience and residence. Moreover, a positive relation of blurring boundaries between work and non-work with work performance and life quality of university teachers was determined. It was also concluded that blurring boundaries between work and non-work is a significant predictor of work performance and life quality of university teachers. The results of the study suggested that practitioners and policy makers should adjust the policies and culture of educational institutions to help teachers manage their work-life boundaries.
教育机构的教师,尤其是大学一级的教师,越来越模糊了工作和非工作之间的界限。了解和观察工作和非工作的界限对提高他们的工作表现和生活质量很重要。本研究试图通过测量模糊工作与非工作之间的界限对大学教师工作表现和生活质量的影响来提供见解。本研究采用了基于调查方法的相关研究设计。拉合尔旁遮普邦大学各系教师均为研究对象。采用多阶段抽样技术,选取100名教师为样本。使用自行开发并验证的问卷来测量研究的变量。进行了一项试点研究以验证该仪器。采用描述性和推断统计学(t检验、Pearson相关回归分析)对数据进行分析。研究结果表明,大学教师正在模糊工作和非工作的界限。在性别、婚姻状况和学科(科学和社会科学)方面,教师对模糊工作和非工作之间界限的看法存在显著差异。然而,大学教师对其教学经历和居住地的看法没有显著差异。此外,模糊工作与非工作之间的界限与大学教师的工作表现和生活质量呈正相关。研究还得出结论,模糊工作和非工作之间的界限是大学教师工作表现和生活质量的重要预测因素。研究结果表明,从业者和政策制定者应该调整教育机构的政策和文化,以帮助教师管理他们的工作与生活界限。
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引用次数: 0
Development And Utilisation Of Urban Open Spaces In Islamabad 伊斯兰堡城市开放空间的开发与利用
Pub Date : 2021-04-16 DOI: 10.47750/cibg.2021.27.03.334
Beenish Javaid, A. Waheed
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引用次数: 1
The Effect of Corporate Governance on Earnings Management 公司治理对盈余管理的影响
Pub Date : 2021-04-15 DOI: 10.47750/CIBG.2021.27.03.134
P. P. Roreng
This study aimed to examine the effect of corporate governance on earnings management. Independent variables used in this study are the proportion of independent board, audit committee, the structure of managerial ownership and institutional ownership structure. The ratio of independent commission was measured to study the percentage of the number in the independent board t o entire board of commissioners in the company. Audit committee in this research do, that was calculated by adding up the audit committee in the company. The managerial ownership structure is measured by the percentage of shares owned by managers of the total shares outstanding. The institutional ownership structure is measured by the percentage of shares owned by the institutions of the total shares outstanding. Earnings management as the dependent variable proxied by discretionary accruals and is calculated by the modified Jones model. This research was conducted using data from documentation using www.idx.co.id, Indonesian Capital Market Directory (ICMD). The method of analysis used in this study is multiple linear regressions. This study used a sample of manufacturing firms listed on the Indonesia Stock Exchange (IDX) 2013-2016. The results showed the simultaneous variable proportion of independent board, audit committee, the structure of managerial ownership and institutional ownership structure have a significant effect on earnings management. However, only the precarious balanc e of independent board is a substanti a l effect on earnings management.
本研究旨在探讨公司治理对盈余管理的影响。本研究使用的自变量为独立董事会比例、审计委员会比例、管理层股权结构和机构股权结构。独立委员会的比例是为了研究独立董事会的人数占整个公司董事会的百分比。在本研究中做的审计委员会,是通过将审计委员会在公司的数量相加得出的。管理层的所有权结构是由管理者拥有的股份占总流通股的百分比来衡量的。机构所有权结构是由机构拥有的股份占总流通股的百分比来衡量的。盈余管理作为因变量,由可操纵性应计利润代理,并通过修正的Jones模型计算。本研究使用印度尼西亚资本市场目录(ICMD) www.idx.co.id的文献数据进行。本研究的分析方法为多元线性回归。本研究以2013-2016年在印尼证券交易所(IDX)上市的制造业公司为样本。研究结果表明,独立董事会比例、审计委员会比例、管理层持股结构和法人持股结构同步变化对盈余管理有显著影响。然而,只有独立董事会的不稳定平衡才会对盈余管理产生实质性影响。
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引用次数: 1
Study Of Non-Performing Asset (Npa) Mitigation Practices In Co-Operative Banks In Thane, Maharashtra, India 印度马哈拉施特拉邦Thane合作银行不良资产缓解措施研究
Pub Date : 2021-04-15 DOI: 10.47750/cibg.2021.27.03.328
Dr.Ajay W.Pethe, Dr.Kiran Chimnani
Non-Performing Assets (NPA) refers to the categorization of Credit/ loans or advances in the books of a lender (financial institutions/banks) in which there is no payment of interest and principal have been made and are “past due” for a specified period of time. NPA is employed by financial institutions that ask loans that are in jeopardy of default. There is no doubt that increasing NPA has become a matter of concern for any bank or financial institution whether it is commercial or co-operative. There are instances where many co-operative banks have faced strict action and closure from the central bank. The present paper is an attempt to study and analyze the causes of NPA in selected cooperative banks in Thane. It studies the causes of NPA at the micro level for co-operative banks and brings out the main causes liable for assets turning into nonperforming. This paper further highlights the importance of NPA in Credit risk management mitigation in Cooperative banks in Thane. The findings of this paper will significantly contribute to the effective asset allocation to cooperative bank and help them to grow and succeed.
不良资产(NPA)是指贷款人(金融机构/银行)账簿上的信贷/贷款或预付款的分类,其中没有支付利息和本金,并且在特定时间内“逾期”。NPA受雇于要求有违约风险的贷款的金融机构。毫无疑问,增加NPA已经成为任何银行或金融机构关注的问题,无论是商业银行还是合作银行。在某些情况下,许多合作银行都面临着央行的严厉行动和关闭。本文试图对塔恩部分合作银行NPA产生的原因进行研究和分析。从微观层面研究了合作银行不良资产形成的原因,提出了导致合作银行资产不良的主要原因。本文进一步强调了NPA在缓解Thane合作银行信贷风险管理中的重要性。本文的研究结果将有助于合作银行进行有效的资产配置,帮助它们成长和成功。
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引用次数: 0
Chief Minister’s Jan Awas Yojna-2015 – An Emerging Prospect Of Affordable Housing In Rajasthan 首席部长Jan Awas Yojna-2015 -拉贾斯坦邦经济适用房的新兴前景
Pub Date : 2021-04-09 DOI: 10.47750/CIBG.2021.27.03.316
H. Dwivedi, Girish Agrawal
After independence, the country's urban population has exploded. The migration of people from rural and semi-urban areas to urban areas is a common occurrence. They face a significant shelter challenge in urban areas, which is out of reach due to scarce resources, expensive property, construction materials, and labour, as well as a general lack of infrastructure in urban areas. As a result, policymakers must take a constructive position in encouraging the development of EWS and LIG housing stock in urban areas. According to TG-12 reports, the poorer parts of India accounted for 96 percent of the housing shortage. 3 As a result policy proposals were needed to close the gap between urban housing demand and supply. The Pradhan Mantri Awas Yojna-2015 (Urban) and the Chief Minister's Jan Awas Yojna-2015 (Rajasthan) will serve as a watershed moment in this regard. Central and state governments strategically manage the cost of affordable housing units for the EWS and LIG segments by subsidizing affordable houses and extending various incentives, exemptions, rebates, relaxations, interest subsidy, and facilities to various stakeholders with the aim of maximising the use of valuable urban lands to provide EWS and LIG houses at affordable rates to targeted groups. This research paper aims to evaluate the integration of both schemes in order to meet affordable housing goals in the state of Rajasthan, as well as summarise the perspectives of various stakeholders on both schemes.
独立后,该国的城市人口激增。人口从农村和半城市地区向城市地区迁移是一种常见现象。他们在城市地区面临着巨大的住房挑战,由于资源稀缺、昂贵的财产、建筑材料和劳动力,以及城市地区普遍缺乏基础设施,他们无法获得住房。因此,政策制定者必须采取建设性的立场,鼓励在城市地区开发EWS和LIG住房。根据TG-12的报告,印度较贫穷的地区占住房短缺的96%。因此,需要提出政策建议来缩小城市住房需求和供应之间的差距。Pradhan Mantri Awas yona -2015(城市)和首席部长Jan Awas yona -2015(拉贾斯坦邦)将成为这方面的分水岭。中央和邦政府战略性地管理EWS和LIG部分经济适用房的成本,为经济适用房提供补贴,并向各种利益相关者提供各种奖励、豁免、回扣、放松、利息补贴和设施,目的是最大限度地利用宝贵的城市土地,以可负担的价格向目标群体提供EWS和LIG住房。本研究论文旨在评估这两个计划的整合,以满足拉贾斯坦邦的经济适用房目标,并总结各利益相关者对这两个计划的看法。
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引用次数: 0
Cyberbullying – A Critical Analysis of Laws, Criminal Responsibility and Jurisdiction 网络欺凌——法律、刑事责任和管辖权的批判性分析
Pub Date : 2021-04-09 DOI: 10.47750/cibg.2021.27.03.317
Nibras Salim Khudhair
It is vital to look upon the data of Cyber Bullying cases and the age for which the accused is held responsible. Statistics reveals that criminal minded people who are on the borderline of the ‘age’ who could be charged under IPC for some blunt crimes are being treated liberally. Cyberbullying, also known as Internet bullying, is a form of criminal activity that falls under the broadcategory of cybercrime. Since there are different types of cyberbullying and abuse, it’s crucial to know what counts as “cyberbullying.” If we look at the dictionary meaning of a bully, we can see that it is described as “seek to hurt, threaten, or coerce someone perceived as vulnerable”. Bullying is described as any individual or group of individuals who seeks to injure, coerce, intimidate, or threaten another.Such actions or action are most commonly seen on social media sites as well as in chat boxes and gaming websites. Cyberbullying occurs when an individual or group of people bullies or harasses another person using digital technology on the internet or in another digital sphere. This can include things like posting private photographs and videos without permission, creating fake accounts and spamming groups or individuals online, body shaming, making memes and videos of people, often celebrities, making mess ups or slips, and so on. According to a 2016 UNICEF survey, one in every three internet users worldwide is a child, while the latest ‘India Internet Report 2019’ indicates that two out of every 3internet users in India are between the ages of 12 and 29. As a result of their psychological nature, this community of internet users is often targeted by online bullies. The number of incidents of cyberbullying and abuse has increased as a result. Indian women and teenagers became the victim of Cyberbullying and cases increased by 36% in just one year.
查看网络欺凌案件的数据以及被告的责任年龄至关重要。统计数据显示,那些处于IPC可能指控的“年龄”边缘的有犯罪意识的人正在受到宽大处理。网络欺凌,也称为网络欺凌,是一种犯罪活动,属于网络犯罪的大类。由于网络欺凌和虐待有不同的类型,了解什么是“网络欺凌”至关重要。如果我们查看字典中欺凌者的含义,我们可以看到它被描述为“试图伤害、威胁或胁迫被认为脆弱的人”。欺凌被描述为任何试图伤害、胁迫、恐吓或威胁他人的个人或团体。这种行为最常见于社交媒体网站、聊天框和游戏网站。当一个人或一群人在互联网或其他数字领域使用数字技术欺凌或骚扰他人时,就会发生网络欺凌。这可能包括未经许可发布私人照片和视频、创建虚假账户和在网上向团体或个人发送垃圾邮件、羞辱身体、制作人们(通常是名人)的模因和视频、制造混乱或失误等。根据联合国儿童基金会2016年的一项调查,全球每三名互联网用户中就有一名是儿童,而最新的《2019年印度互联网报告》显示,印度每3名互联网用户中就有2名年龄在12岁至29岁之间。由于他们的心理性质,这个网络用户群体经常成为网络欺凌者的目标。因此,网络欺凌和虐待事件的数量有所增加。印度妇女和青少年成为网络欺凌的受害者,案件在短短一年内增加了36%。
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引用次数: 0
Building Excellence in Engineering Education in India 在印度建设卓越的工程教育
Pub Date : 2021-04-09 DOI: 10.47750/CIBG.2021.27.03.105
Nisha
The nation is a member of the Washington Treaty in 2014 and TIER-I institutions have been compulsory to search for accreditation of programmes, promoting universal accreditation recognition of qualifications and make connections of technology institutes all over the world. To put it another way, technology organizations must aim for continued growth enhancement of different machine sub-components that is, input, physical resources, information, person, capital, curricula, teaching processes, production, performance, working-world contact and mechanism for Feedback. India provides the third-largest network tuition, but also faces issues surrounding connectivity, equity and decent pricing. The key problems facing a country include: translating demographic changes into population dividends, growing the Brutch Inscription Ratio (GER) into higher vocational education, ensuring equal access to technical training in various states and classes, including skilled human capital creation, rural development and infrastructure growth. Such organizations have met with extreme scrutiny because of price declines. India's Government has taken a range of steps in this respect steering. Which include, for example, the State accreditation commission from the AICTE regulatory agency, the introduction of project teachers and training, the proposal on polytechnics under concerted capacity building activity, the drive of ICT, etc. to promote the highest level of technological and economic growth in the country. Adoption at an Institute level must be addressed to improve the quality and develop consistency such as learning and teaching systems, ties with the workforce, full use of resources, the testing environment, personnel preparation in the educational agencies network, and development policy etc. The paper attempts to explain approaches to improve performance and quality in organizations.
该国是2014年《华盛顿条约》的成员国,TIER-I机构必须寻求项目认证,促进资格的普遍认证承认,并与世界各地的技术机构建立联系。换言之,技术组织必须致力于不同机器子组件的持续增长,即投入、物理资源、信息、人员、资本、课程、教学过程、生产、性能、工作世界联系和反馈机制。印度提供第三大网络学费,但也面临着连接、公平和体面定价方面的问题。一个国家面临的关键问题包括:将人口变化转化为人口红利,将布鲁奇入学率提高到高等职业教育,确保各州和各阶层平等获得技术培训,包括技能人力资本创造、农村发展和基础设施增长。由于价格下跌,这些组织受到了严格的审查。印度政府在这方面采取了一系列步骤进行指导。例如,其中包括AICTE监管机构的国家认证委员会、引入项目教师和培训、在协调一致的能力建设活动下建立理工学院的提案、推动信息和通信技术等,以促进该国最高水平的技术和经济增长。必须解决学院一级的采用问题,以提高质量和发展一致性,如学习和教学系统、与员工的联系、充分利用资源、测试环境、教育机构网络中的人员准备以及发展政策等。本文试图解释提高组织绩效和质量的方法。
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引用次数: 0
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Journal of Contemporary Issues in Business and Government
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