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Consumer Disputes in the Financial Sector - Grievance Redress by Courts 金融领域的消费者纠纷-法院申诉
Pub Date : 2022-09-02 DOI: 10.1080/24730580.2022.2122253
Karan Gulati, R. Sane
ABSTRACT This paper studies how courts in India have dealt with consumer disputes in the financial sector. It reviews the most cited cases to study the position that courts have taken in banking and insurance disputes. For the cases studied, it finds that courts have generally granted relief to consumers in banking disputes. In the case of insurance cases, courts have emphasized contractual compliance. This is so even when the contracts themselves were opaque or had unfair terms. The paper also finds that courts award low compensation and take a long time for adjudication. These issues are compounded by the shortcomings in the framework of courts – they tend to award low compensation in banking and insurance cases, take a long time for adjudication, do not have systems for class action suits, and lack specialization to deal with consumer disputes in the financial sector.
本文研究了印度法院如何处理金融部门的消费者纠纷。它回顾了被引用最多的案例,以研究法院在银行和保险纠纷中所采取的立场。对于所研究的案例,它发现法院通常会在银行纠纷中给予消费者救济。在保险案件中,法院强调合同合规性。即使合同本身不透明或条款不公平,情况也是如此。本文还发现,我国法院裁决的赔偿金额较低,判决时间较长。法院框架的缺陷使这些问题更加复杂——它们往往在银行和保险案件中给予较低的赔偿,判决需要很长时间,没有集体诉讼制度,缺乏处理金融部门消费者纠纷的专业化。
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引用次数: 0
Constitutional foundings in South Asia, edited by Kevin YL Tan and Ridwanul Hoque, Hart Publishing, 2021 Oxford GBP 58.50. Hardback 《南亚的宪法基础》,由Kevin YL Tan和Ridwanul Hoque编辑,Hart Publishing, 2021 Oxford, 58.50英镑。精装
Pub Date : 2022-06-10 DOI: 10.1080/24730580.2022.2085463
Maryam S Khan, Cynthia Farid
ABSTRACT Constitutional Foundings in South Asia is as important an addition to understanding constitutionalism in South Asia as it is a work of wider interest to scholars of comparative constitutional law everywhere, featuring all the eight countries of SAARC in one impressive volume for the first time. In this review, we critically explore the two larger premises of Constitutional Foundings: an inclusive-regional approach to comparative constitutionalism, and a history-centred method for theory-building on constitution-making and its aftereffects. We argue that if we are to truly look beyond western liberal constitutionalism for contextualizing constitution-making, we need to move in the direction of embedding the field as much as possible within the existing political history debates on South Asia. We accordingly suggest ways for bridging the gaps between case study, history and comparative theory in the context of constitutionalism in South Asia.
《南亚宪法的建立》是对南亚宪政的重要补充,也是世界各地比较宪法学者更感兴趣的著作,首次将南亚区域合作联盟的所有八个国家集中在一个令人印象深刻的卷中。在这篇综述中,我们批判性地探讨了《宪法基础》的两个更大的前提:一种研究比较宪政的包容性区域方法,以及一种研究制宪及其后果的以历史为中心的理论构建方法。我们认为,如果我们真的要超越西方自由宪政主义,寻找制宪的语境,我们需要朝着尽可能多地将这个领域嵌入现有的关于南亚的政治史辩论的方向前进。因此,我们提出了在南亚宪政背景下弥合案例研究、历史和比较理论之间差距的方法。
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引用次数: 0
Ship recycling in India- environmental stock taking 印度的船舶回收——环境盘点
Pub Date : 2022-05-29 DOI: 10.1080/24730580.2022.2082100
M. Ahmad
ABSTRACT The ship recycling industry has grown over the years, and it has become a major source of revenue for some developing states. Grave occupational and environmental problems have been associated with the industry during its growth in such countries. Due to growing occupational and environmental concerns, the International Maritime Organization adopted the Hong Kong Convention for the Safe and Environmentally Sound Recycling of Ship in 2009. This paper examines the existing shipbreaking regime in India, to determine, if the Recycling Act, 2019 contributes anything new to the existing framework, in terms of environmental protection. Even though the Act is a positive step towards making the ship recycling industry greener in India, a lot depends on the regulation and rules that may be developed to complement the Act. Therefore, its long-term benefits to the environment will have to be revisited.
船舶回收行业多年来不断发展壮大,已成为一些发展中国家的主要收入来源。在这些国家,该工业在发展过程中产生了严重的职业和环境问题。由于越来越多的职业和环境问题,国际海事组织于2009年通过了《安全与环境无害化拆船香港公约》。本文研究了印度现有的拆船制度,以确定2019年《回收法》在环境保护方面是否对现有框架做出了新的贡献。尽管该法案是朝着使印度的船舶回收行业更加环保迈出的积极一步,但这在很大程度上取决于可能为补充该法案而制定的法规和规则。因此,它对环境的长期利益将不得不重新考虑。
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引用次数: 1
Abolishing consummation: the need to de-essentialise sex within marriage 废除圆满:需要在婚姻中去本质化性
Pub Date : 2022-05-10 DOI: 10.1080/24730580.2022.2074708
Diksha Sanyal, Arijeet Ghosh
ABSTRACT This article critiques the centrality of heteronormative sex and “functional” bodies within marriage by analysing provisions on non-consummation andfault-based grounds of divorce, in codified personal laws. Such provisions, arguably, allows judges to construct marriage as an institution entrenched in heterosexual performatives. When heterosexual intercourse is construed as an obligation it leads to three problems. First, courts use such provisions to direct parties to undergo humiliating gender and impotency tests Second, it blurs the distinction between marital rape and marital sexuality. Finally, such provisions present a challenge to the recognition of non-normative,marriages as well, if they come to be recognized in India. Given this, we argue for de-essentialising of sex within marriage through the removal of consummation as a ground of annulment and more broadly, for the introduction of a no-fault regime of divorce. Reliance is placed on recent developments in the arena of privacy jurisprudence in India.
本文通过分析成文法中关于非完婚和基于过错的离婚理由的规定,批评了异性恋性和“功能性”身体在婚姻中的中心地位。可以说,这样的规定允许法官将婚姻构建为一种根深蒂固的异性恋行为。当异性性交被解释为一种义务时,它会导致三个问题。首先,法院利用这些条款指示当事人接受侮辱性的性别和阳痿检查。其次,它模糊了婚内强奸和婚内性行为之间的区别。最后,如果非规范性婚姻在印度得到承认,这些规定也对承认它们提出了挑战。鉴于此,我们主张通过取消圆满作为婚姻无效的理由,更广泛地说,引入无过错离婚制度,从而使婚姻中的性行为去本质化。印度隐私法理学领域的最新发展是值得信赖的。
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引用次数: 1
Judicial conduct regulation: do in-house mechanisms in India uphold judicial Independence and effectively enforce judicial accountability? 司法行为监管:印度内部机制是否维护司法独立并有效执行司法问责制?
Pub Date : 2022-04-24 DOI: 10.1080/24730580.2022.2068887
Shivaraj S. Huchhanavar
ABSTRACT In India, judicial discipline is exclusively enforced by the judiciary through in-house mechanisms, except for the constitutional removal procedure. The founding justification for in-house mechanisms is that they are indispensable to uphold judicial independence. In this milieu, the paper attempts to answer the following question: do in-house mechanisms in India uphold judicial independence and effectively enforce judicial conduct? The study, by analysing quantitative and qualitative data from 110 subject experts (judges, lawyers, and academics), offers an initial assessment of the implications of in-house mechanisms on judicial independence and judicial conduct regulation in India. The study lays special emphasis on the efficacy of in-house mechanisms in upholding “individual” and “internal” judicial independence. It also assesses the effectiveness of in-house mechanisms in enforcing judicial conduct. It concludes that in-house mechanisms, for both higher and subordinate judiciary, undermine individual and internal judicial independence. They are also ineffective in enforcing judicial conduct.
在印度,除了宪法免职程序外,司法纪律完全由司法部门通过内部机制执行。建立内部机制的基本理由是,它们对于维护司法独立是不可或缺的。在这种背景下,本文试图回答以下问题:印度的内部机制是否维护司法独立并有效地执行司法行为?该研究通过分析来自110名学科专家(法官、律师和学者)的定量和定性数据,初步评估了内部机制对印度司法独立和司法行为监管的影响。该研究特别强调了内部机制在维护“个人”和“内部”司法独立方面的功效。它还评估内部机制在执行司法行为方面的有效性。报告的结论是,高级和下级司法机构的内部机制破坏了个人和内部司法独立。它们在执行司法行为方面也是无效的。
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引用次数: 1
Innominate constitutions and power-sharing in Sri Lanka 斯里兰卡的无名宪法和权力分享
Pub Date : 2022-03-28 DOI: 10.1080/24730580.2022.2057107
Sanjayan Rajasingham
ABSTRACT If a constitution with a federal label is politically impossible in Sri Lanka, might an innominate constitution be the next-best alternative? This article draws on comparative experience in India, South Africa and Spain to argue in favour of an innominate constitution for Sri Lanka. The experience of these states suggests pathways that can both federalize an innominate constitution and build the constitutional culture necessary for a future, explicitly federal, Sri Lankan constitution.
如果一部带有联邦标签的宪法在斯里兰卡在政治上是不可能的,那么一部未提名的宪法可能是次佳选择吗?这篇文章借鉴了印度、南非和西班牙的比较经验,以支持斯里兰卡的无记名宪法。这些邦的经验为我们提供了一条道路,既可以使一部没有提名的宪法联邦化,又可以为未来明确的联邦制斯里兰卡宪法建立必要的宪法文化。
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引用次数: 0
A Secular Need: Islamic Law and State Governance in Contemporary India 世俗的需要:当代印度的伊斯兰法律与国家治理
Pub Date : 2022-03-02 DOI: 10.1080/24730580.2022.2039489
R. Rao
ABSTRACT The book under review argues that Indian secularism does not and cannot work without the assistance of non-state Islamic legal actors. It contends that this dependence engenders an ambivalent politics of need and antipathy on the part of Indian secularism vis-à-vis Muslims. This review article summarises the book’s key claims. It then explores what it means for gender to be a central terrain on which the authority of non-state Islamic legal institutions is asserted and contested. The article takes issue with the book’s suggestion that the Supreme Court has distanced itself from the non-state Islamic arena in some ways, finding more illuminating its demonstration of the many ways in which the secular state remains dependent on and entangled with the Islamic non-state. In conclusion, it speculates on the differences and overlaps between secular judicial antipathy towards Muslims and the more overt expressions of such hatred emanating from the Hindu Right.
这本书认为,如果没有非国家伊斯兰法律行为体的帮助,印度世俗主义不会也不可能发挥作用。它认为,这种依赖产生了印度世俗主义对-à-vis穆斯林的需要和反感的矛盾政治。这篇评论文章总结了这本书的主要观点。然后,它探讨了性别成为非国家伊斯兰法律机构的权威得到维护和质疑的中心领域意味着什么。这篇文章对书中关于最高法院在某些方面与非国家伊斯兰领域保持距离的说法提出了质疑,认为它更能说明世俗国家在许多方面仍然依赖并纠缠于伊斯兰非国家。总之,它推测了世俗司法对穆斯林的反感与印度教右翼更公开地表达这种仇恨之间的差异和重叠。
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引用次数: 0
State legal aid and undertrials: are there no takers? 国家法律援助和预审:无人接受吗?
Pub Date : 2022-02-17 DOI: 10.1080/24730580.2022.2029018
Anup Surendranath, G. Andrew
ABSTRACT While the crisis in India’s legal aid system is well documented, the extent of utilization of legal aid lawyers for representation in court has received little attention. In this article, based on existing public data, we seek to demonstrate the extent of underutilization of legal aid services among prisoners nationally. The data reveals that over a period of 4 years, between 2016 and 2019, only 7.91% of the undertrials admitted into prisons utilized the legal aid services they were entitled to. This phenomenon of underutilization raises uncomfortable questions about the performance of India’s legal aid system, particularly in the context of socio-economic vulnerability of prisoners. However, the limitations of the data mean that it is not possible to determine the reasons for such underutilization – whether underutilization is being driven by lack of awareness of legal aid or by socio-economically vulnerable undertrial prisoners choosing other options despite being aware of free legal aid.
虽然印度法律援助体系的危机有据可查,但利用法律援助律师在法庭上代表的程度却很少受到关注。在本文中,基于现有的公开数据,我们试图证明全国囚犯中法律援助服务利用不足的程度。数据显示,在2016年至2019年的4年间,只有7.91%的在押在押人员利用了他们有权获得的法律援助服务。这种利用不足的现象引发了对印度法律援助体系表现的令人不安的问题,特别是在囚犯的社会经济脆弱性背景下。然而,数据的局限性意味着无法确定这种利用不足的原因,即利用不足是由于缺乏对法律援助的认识,还是由于社会经济上脆弱的在审囚犯尽管知道免费法律援助,却选择了其他办法。
{"title":"State legal aid and undertrials: are there no takers?","authors":"Anup Surendranath, G. Andrew","doi":"10.1080/24730580.2022.2029018","DOIUrl":"https://doi.org/10.1080/24730580.2022.2029018","url":null,"abstract":"ABSTRACT While the crisis in India’s legal aid system is well documented, the extent of utilization of legal aid lawyers for representation in court has received little attention. In this article, based on existing public data, we seek to demonstrate the extent of underutilization of legal aid services among prisoners nationally. The data reveals that over a period of 4 years, between 2016 and 2019, only 7.91% of the undertrials admitted into prisons utilized the legal aid services they were entitled to. This phenomenon of underutilization raises uncomfortable questions about the performance of India’s legal aid system, particularly in the context of socio-economic vulnerability of prisoners. However, the limitations of the data mean that it is not possible to determine the reasons for such underutilization – whether underutilization is being driven by lack of awareness of legal aid or by socio-economically vulnerable undertrial prisoners choosing other options despite being aware of free legal aid.","PeriodicalId":13511,"journal":{"name":"Indian Law Review","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2022-02-17","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"85118593","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
The limits of constitutionality? Centrally Sponsored Schemes in law and policy 合宪性的界限?法律及政策上的中央资助计划
Pub Date : 2021-11-22 DOI: 10.1080/24730580.2021.1998754
Anupama Kumar
ABSTRACT This paper examines Centrally Sponsored Schemes (CSS) as a means of Union-State fiscal transfers in light of Article 282 of the Constitution. CSS are programmes designed and funded by the Union government on subjects in the State and Concurrent Lists, to be implemented by various State governments. In this paper, I argue that CSS permit the Union to exercise a high degree of control over the use of finances by the States. In effect, therefore, the Union’s spending power to frame CSS can intrude on States’ powers to frame and execute programmes on subjects that ought properly to be in their exclusive competence. I argue that even though CSS are constitutional under Article 282, they nevertheless have important practical consequences for Indian federalism
本文根据宪法第282条,研究了中央赞助计划(CSS)作为联盟-国家财政转移的一种手段。CSS是由联邦政府设计和资助的关于邦和并行清单主题的方案,由各邦政府实施。在本文中,我认为CSS允许联盟对各州的财政使用行使高度控制。因此,实际上,欧盟制定CSS的支出权力可能会侵犯各国制定和执行有关主题的方案的权力,而这些主题本应属于它们的专属权限。我认为,尽管CSS符合宪法第282条,但它们对印度联邦制具有重要的实际影响
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引用次数: 0
Introduction: new directions, new voices in family law in India 导言:印度家庭法的新方向、新声音
Pub Date : 2021-11-15 DOI: 10.1080/24730580.2021.1996078
J. Redding, Rachel S. Taylor, S. Thomas
In July 2019, select family law scholars from around India and the world gathered at the National Law School of India University (NLSIU) in Bengaluru, India to participate in a conference on “New Directions, New Voices in Family Law in India” jointly sponsored by NLSIU, the University of Oxford – Faculty of Law, and Melbourne Law School. The papers and presenters were diverse and the conference conversations were enthusiastic. As a result of this conference, four quite different but interlinked papers were eventually selected for inclusion in this special issue of the Indian Law Review. These papers bring much needed attention to neglected aspects of a wide range of contemporary Indian family law issues and move us beyond seeing Indian family law as necessarily about the constitutional dimensions of personal law and the nationalistic directions that these constitutional discussions have often taken. The following four papers are to be commended for the nuance and sensitivity each brings to complicated legal and social issues relating to family.
2019年7月,来自印度和世界各地的家庭法学者齐聚印度大学国家法学院(NLSIU),参加由NLSIU、牛津大学法学院和墨尔本法学院联合主办的“印度家庭法的新方向、新声音”会议。论文和演讲者是多样化的,会议的谈话是热情的。这次会议的结果是,最终选出了四篇截然不同但又相互联系的论文,列入《印度法律评论》的这一期特刊。这些论文为当代印度家庭法问题中被忽视的方面带来了急需的关注,并使我们超越了将印度家庭法视为个人法的宪法层面和这些宪法讨论经常采取的民族主义方向的必要性。以下四篇论文值得赞扬,因为它们对与家庭有关的复杂法律和社会问题的细微差别和敏感性。
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引用次数: 0
期刊
Indian Law Review
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