The utilization of Polyurethane foaming materials (PUF) to seal coal fissures presents a significant challenge due to the substantial heat generated during the reaction process, potentially accelerating fires. In order to study this issue, we propose a novel low-heat polymerization mechanism by incorporating a hydrated salt phase change composite that efficiently absorbs polymerization heat while encapsulating liquid water using expanded graphite (EG). Our findings demonstrate that integrating 10 % EG-6 leak-free phase change material effectively reduces the reaction temperature to a safer 91.4 °C, ensuring minimal impact on the inherent properties of the material. Thorough analyses via TGA and in-situ IR experiments reveal a noteworthy 17 °C elevation in the modified PUF's thermodynamic characteristic temperature point. Additionally, we developed a mixed combustion model of PUF and coal to investigate the gas generation pattern of polyurethane in the mine-filled state where fire occurs. Specifically, the introduction of PUF reduced O2 consumption and CO production while increasing CO2 and C2H4 production, which is consistent with the reality of increased carbon hydrocarbon gases being monitored downhole. These findings suggest a synergistic, mutually beneficial relationship between the two during the low-temperature oxidation stage. This research offers perspectives for the development of polymer materials for coal mines and the safe application of actual filling.